• 8 Posts
  • 567 Comments
Joined 1 year ago
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Cake day: July 1st, 2023

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  • P.s. you pulled 7% number out of your ass. It’s exactly as I explained the “visible” part of the deductible. The actual number is precisely double, again as explained.

    So, in total you might have a salary of 50k and you’ll see 300 being deducted every month. Even though in fact the employer will have to also pay 300 to the insurance, making your actual gross salary 53.5k, and the actual deductible to be 600€.


    I wanna see Lemmy’s face when they’ll realize this is not a singular incident and with all the various social security systems and taxes combined they’ll end up with receiving on their bank account some 40-45% of what left their employer bank account to keep them employed.

    But oh boy “600$ got deducted, corporate fascism, our USA is broken, please go look at the universal healthcare countries it’s soo much better, I promise”.

    It actually is if you’re poor. And if you’re somewhere, where your deductible is 600$, you would’ve been much better off with an American system. Might not be ideal from a societal point of view, but you as an individual who has the means to use a 600$/m private insurance will absolutely be much better off.

    And, so, believe it or not, Americans on those private corporate plans get a much, much better healthcare than folks in the same salary range enjoying the universal healthcare.

    And if you don’t understand how, why, and what’s at play behind regulated and deregulated health insurance markets, then you do not qualify to be anti-work.


  • So, you’re saying anyone in Germany with an above average salary is forced to pay 400$ out of their salary for their healthcare insurance? Isn’t this exactly what OP complains about, or can you not logic at all?

    Did I or OP say anything about out-of-pocket? Do you actually know anything about the insurance market and do you realize that your co-pays are only that low because this forced system exists?

    looks like it’s not only our US friends who knows jack shit about how universal healthcare works


  • You’re kidding me, right? I lived in a few of those “best healthcare in the world” countries, and I was paying 400-600€ per month. Forcefully. By law.

    The healthcare costs afterwards are much lower than in the US exactly because this system exists. But neither OP nor you have even the basics right on how and why those markets are shaped to be this way.

    Instead you live in a fairytale world where in the US an evil employer deducted 600$ from your paycheck to pay for your health insurance, while in some universal healthcare countries it’s just “free”.


    So, funnily enough, there’s as usual here an army of lemmings upvoting your BS and downvoting me. While the healthcare in Europe is affordable specifically because the government forcefully takes about 600$ out of your paycheck and gives to the insurance. And neither you nor the employer have any chance to say no to that.



  • You’re dumb as a rock. And so is the yurobro.

    In those European countries the employee often costs 20-30% more than their stated salary.

    There’s absolutely no such thing as “my employer gives me extra insurance free of charge”. It’s not free. They’re paying for it.

    As I worked for a small startup I know all the numbers. I received X gross on paper, the company had expenses of 1.2X, and I got 0.6X on my bank account. Oh boy, gotta love those “free” health insurances, unemployment benefits, paid sick days etc.