My post said that it shouldn’t be relied upon in retirement, not that it isn’t a retirement account.
Bullshit. You wrote that:
It’s usually used to save for things like cars or a down payment for a house.
While yes, there’s an exception that allows you to use it for a house down payment (one time only, as a first-time buyer), it sure as Hell isn’t meant to be used for “things like cars!”
Bullshit. You wrote that:
While yes, there’s an exception that allows you to use it for a house down payment (one time only, as a first-time buyer), it sure as Hell isn’t meant to be used for “things like cars!”