Advocates say it is discrimination and are arguing for “insurance fairness” on the grounds that people who have joints surgically replaced typically don’t face the same kinds of coverage challenges.
Health insurance already has deals with pharmaceuticals and hospitals to charge a specific rate. The buy in on these deals is cost prohibitive to some degree. Think legal and administrative cost, especially when working between municipalities and States, let alone from hospital to hospital.
Health sharing ministries are a form of this. They have tied the concept to religious roots which is often limiting e.g. women’s and queer healthcare. They also have horror stories in the same abubdance as the big corps.
There’s nothing technically stopping a coop from forming short of startup capital and legal status. But those are insanely large hurdles.
Why are US citzens not founding a health care co-op? Are there even viable solutions left over there?
Between the regulatory capture and corporate/political bribery, it’ll be tough to change anything from a grassroots perspective.
Lots but a couple of note:
Health insurance already has deals with pharmaceuticals and hospitals to charge a specific rate. The buy in on these deals is cost prohibitive to some degree. Think legal and administrative cost, especially when working between municipalities and States, let alone from hospital to hospital.
Health sharing ministries are a form of this. They have tied the concept to religious roots which is often limiting e.g. women’s and queer healthcare. They also have horror stories in the same abubdance as the big corps.
There’s nothing technically stopping a coop from forming short of startup capital and legal status. But those are insanely large hurdles.