I think it’s important to clarify that markets and the use of money are not exclusive to capitalism. Under capitalism, the point of markets is to accumulate money absent of any actual project or goal, and money is the way the capital holding class keeps score. In other systems, the point of markets is to connect people who have some item with people who need or want that item and money is the means of exchange. Markets are fine for distributing excess materials and labor, once people’s basic needs are met.