I use it for spending and to store value.

It is up more than 2x since the binance delisting last year and has outperformed Bitcoin, anyone saying Monero can’t work as a store of value is wrong. Because it’s so stable, it works even better. During this week’s crash I was not very worried because I knew XMR is rising in price die to its utility, not from speculation, and this crash did not impact its utility in the slightest.

They complement each other. One without the other doesn’t make any sense as there would be little incentive to contribute, use or hold.

I use it for both needs. The one issue is buying new Monero, I use swap services like exolix for that. Monero has the great future, as for me, bearing in mind it’s the one crypto with true anonymity

Like any other foreign currency

fewer

Monero as investment

mostly

the payment option

Mainly for payment, but I also buy low sell high

I’d rather store my money in a stable currency where I don’t risk losing most of my money in a week

Monero is the digital hedge to bitcoin bear markets like gold is the same to stocks. You can think what’s gonna happen when people realizes they don’t even need to return.

Secure payment.

I think both. I disagree with people who say it is not an investment instrument. Considering its future, for me it is the best instrument. Of course you shouldn’t expect to make multiple Xs in short term. It is like gold, but better. Except the crisis times in the market, I always bought my moneroj at a higher price than my previous buy. So I’ll go with it till the end. I am planning to apply DCA till its price reaches to 10.000 USD per coin:)

Payment

Transactional only. It is not a store of value