Hopefully no one is over drafted right now…

  • AttackBunny@kbin.social
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    2 years ago

    No. Gives a bit more breathing room, so one thing probably won’t destroy me, but not enough to actually do anything with.

  • zxqwas@lemmy.world
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    2 years ago

    Which account? Salary account that my card is connected to? That is about two months of expenses.

    Emergency fund account? Now we’re getting somewhere. It’s about one years expenses I get.

    Investment account? I’ll be able to fund my current lifestyle with the dividends forever even with inflation adjustments.

  • Vaggumon@lemm.ee
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    2 years ago

    depends, all bank accounts or just the main one. Cause if all, them yeah, huge difference. Just our main bill account, no not really.

  • BURN@lemmy.world
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    2 years ago

    Not really. I’m fortunate enough that I have enough money in the bank to hold myself over for a few months. It’d just double that amount of time for me.

    I could probably get the new camera I want, but I could do that now too, I just don’t want to spend 4 figures on something this moment.

  • GreyShuck@feddit.uk
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    2 years ago

    Right now? I’d hardly notice. I get paid tomorrow. This time tomorrow would be a bit better. Even better if it was this time tomorrow and the joint account too, that would be a lot better.

    None of it would actually be life changing though. It would just make up for our recent house move and all the associated stuff really.

    • cokeslutgarbage@lemmy.world
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      2 years ago

      Same, right now I’m -$300, ask again in 12 hrs when two paychecks hit the joint bank acct, I might be able to make the car payment AND the car repair payment, yippee.

        • cokeslutgarbage@lemmy.world
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          2 years ago

          I mean you’re not far off, -280 plus -145, plus -37 overdraft fee for each of those automatic withdraws that came out before the check deposits in a few hours, even tho they’ll all be dated 8/25 on my bank statement. The 280 said “pending” since before midnight, went negative at 12 on the dot, the 145 came out at 3am, and the checks don’t go in til 9 :')

  • BraveSirZaphod@kbin.social
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    2 years ago

    No big material differences. I’d just shove it into retirement savings after maybe taking a trip.

    Double my income and some things would definitely change a bit.

  • pingveno@kbin.social
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    2 years ago

    Not really. Sure there are a few projects or purchases that I might move up by a few years, but my lifestyle is too stable. Honestly, I think I would just put a chunk into retirement. I’m a little behind.