• unfreeradical@lemmy.world
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      1 year ago

      You are not understanding.

      The risk is artificial.

      Those who have the most wealth, the most capital, are not facing risk, compared to everyone else. Someone who has $10 billion in assets and loses $2 billions has not lost in the same way as a poor person who loses a car. The billionaire is completely insulated from the precarity faced by most of the population, because the billionaire privately controls the vast wealth of society. The losses suffered by the billionaire owe to the instability of the business and the business cycle, not to the trials of life.

      Those who are most wealthy face the least risk, and in fact impose the genuine risk on everyone else.

      If control over capital were shared, then no one would be precarious, nor need to use a home as collateral for a loan.