• malko2@alien.topB
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    1 year ago

    It’s absolutely a monopoly and while there are several banks involved, there’s still a common organization behind it. When were you last able to buy apples from a farmer with PayPal?

    • ZheoTheThird@alien.topB
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      1 year ago

      A farmer’s a business, though. You can pay all contactless businesses with Apple/Google pay or Revolut.

      For P2P payments there’s always Revolut and Paypal, both let you send money to people that don’t have accounts (unlike Twint).

      • malko2@alien.topB
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        1 year ago

        Mostly there’s just a Twint QR code. At our school, it’s the only option to pay other than cash.