Because despite credit companies being a complete garbage heap of a way to shift money from the poor to the ultra rich, they can provide financial flexibility in the short term. Opening a new Discover card with 0% APR for 12 months to pay for a $1800 fridge when my old one’s conpressor is shot is more responsible than blowing my $2000 in savings.
That certainly sounds like it. I guess my only question is about how few places accept it (or that’s how I perceive it anyway). Or do you just hope you can do stuff like that if they do accept it and otherwise you pay with another means?
Maybe this is not the case outside the USA but in America, I have never seen any in-person merchant that does not accept Discover. The only online merchant I know of and regularly buy from that doesn’t take Discover is TCGPlayer, but it is trivial to get around this by using PayPal.
Discover cards are also multi-network and can also be processed as Diner’s Club International or JCB in some countries. This matters more internationally, of course, but it is an option.
Because despite credit companies being a complete garbage heap of a way to shift money from the poor to the ultra rich, they can provide financial flexibility in the short term. Opening a new Discover card with 0% APR for 12 months to pay for a $1800 fridge when my old one’s conpressor is shot is more responsible than blowing my $2000 in savings.
That certainly sounds like it. I guess my only question is about how few places accept it (or that’s how I perceive it anyway). Or do you just hope you can do stuff like that if they do accept it and otherwise you pay with another means?
Maybe this is not the case outside the USA but in America, I have never seen any in-person merchant that does not accept Discover. The only online merchant I know of and regularly buy from that doesn’t take Discover is TCGPlayer, but it is trivial to get around this by using PayPal.
Discover cards are also multi-network and can also be processed as Diner’s Club International or JCB in some countries. This matters more internationally, of course, but it is an option.