Tomorrow not paying back student loans actually means something again. I don’t wanna go back to paying again but I’m not sure the ratio of debt strikers to student debt collector mafias is in our favor
My private loans didn’t sue me quick enough where I made it thru the statute of limitations in my state. Meaning if I never contact them, acknowledging the debt by inquiring, it can’t be verified and it’s done. The government loans tho, I’m boned
i ain’t paying shit they’re gonna have to spend money coming after my wages
Have 3 associates related to culinary industry. 4 years at it. Have not paid the loans nor do I even work in a culinary field. I’m a fucking plumber.
They ain’t getting shit from me.
My partner and I are hoping against hope that we can stop renting in a couple years if we save and please the algorithm so we get a good social credit score. So we are paying ours, we had gotten it down to the amount they were supposed to forgive but see no point ruining our odds of getting out from under the landleech over an expense we can technically afford. Maybe that’s cowardly of us.
Nah you gotta do what’s best for you two, I’m just trying to get a read of where people are. I don’t plan on ever owning a house, my concern’s more with getting my paycheck garnished.
Strike Debt freely distributes the Debt Resistance Operations Manual with specific chapters devoted to different debt products and their counters. Chapter 4 is all about Student Loans.
Also there’s SLABS: Student Loan Asset-Backed Securies. Fuck this system.
the creditors can’t repossess your degree or your brain—or at least not yet!
Disabled chapos can get a doctor to help them fill out a TPD Discharge form and try to get the loan discharged.
I’m in forebearance waiting for my IDR stuff to get settled.
I rode that train for years and now have the income based repayment and I pay zero. they don’t verify how much you make.
Yeah, I haven’t made a payment in over ten years and then I refinanced from an ffelp to a direct to take advantage of whatever they were offering but now it’s in limbo because the knew IDR never went through because of whatever supreme court shit is happening.
do they take money from your bank accounts as soon as the paychecks come in? is there some delay?
you have to pay through your loan servicer. you can use this link to figure out who ur servicer is. if it’s a federal loan, it’s probably nelnet.
you have the option to not pay until they eventually garnish ur wages (take money out of ur paycheck to pay the loan)
No idea
Removed by mod
Take out student loans and use the money to flee the country
I’m fortunate enough that I was able to finish paying them off during the freeze.
I paid mine off years ago, but I hardly had any.
My sister has like 70k worth, and she’s somehow not paid them for two decades
Can’t hold down a job so donno how they expect me to pay them off. $70k deep.
I got the disability discharge since they made it easier to do. Now I’m just hoping the US bureaucracy is inept enough to not figure out they’re about to kick me off disability and reverse it.
I’m not going to pay it anyway, though
I’ve been on that new income based one (Save plan? Is that what it’s called?) and since until recently I made $32,000 a year and now am ✨unemployed✨ my payments have been $0 the whole time
