I’m mostly thinking about insurance here. I’ve been told conflicting information. I live in Florida.

I live with someone who has a driver’s license and a car, but I don’t have either. I’ve avoided getting one because I have no interest in car ownership, and I feel like if I started driving regularly I’d probably die - I have driven before but I really don’t think it’s something I’d ever get good at.

It’s undeniable that having one would be convenient though - for rare occasions like emergencies at a minimum but also other scenarios.

I know almost nothing about how this stuff works. If I get a license, am I required to acquire and pay for insurance, even if I don’t own a car or regularly drive? Or will the person I live with have to pay more for their insurance? Are there any other costs or downsides associated with it that I might not be thinking of?

Thanks.

  • elscallr@lemmy.world
    7·
    10 months ago

    If I get a license, am I required to acquire and pay for insurance, even if I don’t own a car or regularly drive? Or will the person I live with have to pay more for their insurance?

    As a general rule, if you have a car tagged it has to be insured. This is whether you’re licensed to drive it or not.

    As far as your roommate, they can exclude you explicitly from their policy so they don’t need to pay any extra.

    Renewing your license actually has a nominal charge but it’s not much.

    • SolOrion@sh.itjust.works
      2·
      10 months ago

      To elaborate on “it’s not much”: it’s $32 to renew in GA. They expire every 8 years. It’s pretty negligible. I imagine this varies pretty wildly by state but I doubt it’s ever going to be particularly expensive.