• nick
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      1 year ago

      I put a ton down (the entire sale price of my last house, which I owned outright) on mine to get 2.2. Plus my credit is like 810 or something.

      Not bad for a dude who had his house foreclosed on in 2013.

      • SpaceNoodle@lemmy.world
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        1 year ago

        Not bad indeed. I was also completely in the hole in 2013 with 800+ credit … but didn’t have nearly that much to put down, leaving me with a massive 2.8%. Not bad for a HCOL area though.

    • ooterness@lemmy.world
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      1 year ago

      Not all mortgages are 30-year fixed. Rates are typically lower on 15-year and 10-year terms.