Well, if you’re ok with a $5000 to $15,000 of arbitrary fees imposed by the ambulance for what amounts to a 20 minutes ride with few treatments from a couple paramedic who are paid $25/hr. You can get double billed by multiple ambulance companies for the same ambulance ride. In a sane world, your logic is sounds and should be practiced, but in America… well…
Here how it’ll turn out if you have a family:
You get hurt, you get shipped off in an ambulance ride against your will or consent
You get $15,000 bills for a 5 minutes ride, no medicine or equipment was used on you during the ride.
Insurance refuse to cover it and you can’t pay it, because your family live in an apartment that cost $3300/mo, you’re living paycheck to paycheck. You can’t work for a while after being injured, so you get fired from your job.
The bills goes unpaid, your credit score tanked, and now you can’t get a new apartment, so eventually your lease lapses.
If collections garnish your wage, then you’re double f’d, because not only your credit score tanked that bars you from finding a new apartment to live in, you also can’t afford to feed your family, because of the garnished wage and now you’re facing homelessness and everyone in politic get to call you lazy through no fault of your own.
You can try bankruptcy, but that is no guarantee.
With your already low credit score, some jobs are now closed to you, because apparently they check for your credit score too.
Tl;dr: If you fall in America, the American society love to keep you down forever. There is a growing shift from nuclear family to multi-generational family, because of this fact, we want to minimize expenses and have more safety nets between family members if one of us get hurt.
Well, if you’re ok with a $5000 to $15,000 of arbitrary fees imposed by the ambulance for what amounts to a 20 minutes ride with few treatments from a couple paramedic who are paid $25/hr. You can get double billed by multiple ambulance companies for the same ambulance ride. In a sane world, your logic is sounds and should be practiced, but in America… well…
Here how it’ll turn out if you have a family:
Tl;dr: If you fall in America, the American society love to keep you down forever. There is a growing shift from nuclear family to multi-generational family, because of this fact, we want to minimize expenses and have more safety nets between family members if one of us get hurt.