when you can’t afford the ambulance
for Americans, cutting out the ambulance ride would shave off a little of the generational debt they’d incur from that hospital visit
I’m not defending the awful medical system we have, but there’s some misconceptions here.
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The initial bill you get from a hospital is the same bill insurance gets so that the hospital and insurance can play the stupid negotiation game. If you call, they will reduce the amount.
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[I myself misunderstood this one]
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There is no “generational debt.” Unless you are a cosigner, you are not responsible for your deceased relatives’ debts. If they try to collect from you personally, never accept responsibility for the debt and tell them to kick rocks. The estate of the deceased will be liable and is used to satisfy debtees. This is why it is important to have a professional handle the estate before any divisions are made.
Edit: removed my own misconception.
I think having your parents estate liquidated for medical bills can be considered an aspect of “generational debt.”
Even ignoring monetary inheritance or real estate, items of sentimental value that would otherwise be bequeathed can be lost due to medical debt.
While strictly true that the debt cannot be inherited, the debt is in the way of anything else being inherited.
If it’s more than $500, you have 365 days to pay it or set up a payment plan. After that, it will absolutely appear on your credit report.
They definitely showed up on mine. When I went to speak with a financial advisor a few years ago about what it would take for me to purchase a house, there the debts were on her computer screen.
I don’t know if they’re supposed to consider those debts, but they are definitely on there.
I see you’re right, apologies. I misunderstood the change.
I’m joking around obviously it’s not to that scale
My bad, hard to tell. There are people who believe that, so just wanted to clear it up if that was the case. It could save someone a lot of hassle.
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my thought was that the idea someone needs to find friends or family rather than have societal ems is nuts.
(most of EU is looking at this with horror on their faces)
How’s talking going to help with a nail in the heart?
Here’s the article
Not only did he drive himself to the ER, but also shot himself as well. Fully self sufficient.
Fully self sufficient.
Single-handedly supporting the healthcare industry.
Here’s the real article, not the Google Amp link.
What’s Google amp lol
The funny thing about this mindset is it’s far more annoying to deal with than if the person just accepted help.
🎶There’s a nail in my heart and I don’t want to bother yooooou 🎶
People like this are getting harder to find. I remember when this was the default attitude of most men.
Good riddance to that toxic trait. There’s nothing commendable or “strong” about refusing to ask for help that you genuinely need.
Depends on the mindset. When I’m in a depressive episode I am that way, but it’s because I’m always worried that I will bring people down and alienate them if I share my problems. It’s never ever about strength or stoicism, it’s purely fear of making things worse. I’m not saying it’s healthy, it’s a terrible trait to have and I never wanted to be that way, but it’s not always like you’re making it out to be.
A trait doesn’t have to be deliberate or involve I’ll intent towards others to be toxic.
Not asking for help that you need out of worry that you’ll bring people down is one of the many ways in which depression lies.
Please take good care of yourself when you can and let others do it when you can’t. And don’t beat yourself up too much when you fail at either or both. That’s what depression wants you to do. Never forget that depression has horrible ideas and depression lies.
I don’t disagree that it’s toxic, but rather the whole “gotta be a big tough guy” attitude that you said it comes from—and a follow-up comment alluded to toxic masculinity, which in the case I was making it absolutely is not.
In any event, we can agree that it all boils down to distorted, irrational thinking, and do agree that it is entirely unhealthy.
Imagine longing for/idealising toxic masculinity… 🙄🤦♀️
I’m not sure I understand why everyone is downvoting him or why they were longing for such a thing?
