Car insurance is relatively simple. I shop around, telling them how much coverage I want. They request my driving history, and give me a quote. At any time, I can shop around and change insurance policies without any problems. Once it’s time to collect payment, it’s a relatively simple matter. What makes health insurance so difficult, controlling, unreliable, and expensive? For example, with health insurance:

  • Can only shop during a specific enrollment period

  • Policies are so complex, the vast majority of the population can’t understand them

  • It’s commonly provided in part by the employer because buying a policy otherwise is prohibitively expensive

  • Insurance companies are notorious for denying payments

    • Dem BosainEnglish
      171·
      4 months ago

      Because the American system provides for a rich ecosystem of middlemen and lobbyists. If we switch to Universal Healthcare, what will they do? Code?

    • yemmly@lemmy.world
      4·
      4 months ago

      No one knows, but for sure the reason is something rotten. I’ve never ever heard a reasonable argument against it.

    • abbadon420@lemm.ee
      33·
      4 months ago

      Not the entire “first world” has universal health care. The Netherlands for example has only 62% UFC. Which is fairly managable in paractice, with proper regulations and support for thos ewho can’t pay the €120 obligatory monthly insurance fee, but obviously it’s complete bullshit.