• nick
      link
      fedilink
      arrow-up
      17
      ·
      1 year ago

      hell yeah brother, 2.2 here. Fuck moving now!

      • nick
        link
        fedilink
        arrow-up
        11
        ·
        1 year ago

        I put a ton down (the entire sale price of my last house, which I owned outright) on mine to get 2.2. Plus my credit is like 810 or something.

        Not bad for a dude who had his house foreclosed on in 2013.

        • SpaceNoodle@lemmy.world
          link
          fedilink
          arrow-up
          2
          ·
          1 year ago

          Not bad indeed. I was also completely in the hole in 2013 with 800+ credit … but didn’t have nearly that much to put down, leaving me with a massive 2.8%. Not bad for a HCOL area though.

      • ooterness@lemmy.world
        link
        fedilink
        English
        arrow-up
        8
        arrow-down
        1
        ·
        1 year ago

        Not all mortgages are 30-year fixed. Rates are typically lower on 15-year and 10-year terms.