I’m still not understanding your position. If you have an investment firm that offers brokerage funds and IRAs, is the IRA any more scheme-y than the brokerage fund? Or do you take issue with the idea of mutual funds as a whole?
The difference is that normal stock market gambling is not sold as a “safe” retirement fund and given tax incentives that should be better put into things that are not so inherently exploitative and insecure.
I’m still not understanding your position. If you have an investment firm that offers brokerage funds and IRAs, is the IRA any more scheme-y than the brokerage fund? Or do you take issue with the idea of mutual funds as a whole?
The difference is that normal stock market gambling is not sold as a “safe” retirement fund and given tax incentives that should be better put into things that are not so inherently exploitative and insecure.